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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Joanna Craney and Carolyn Humphrey are Registered Representatives of and Securities and Investment Advisory Services are offered through Hornor, Townsend & Kent, LLC. (HTK) 600 Dresher Rd., Horsham, PA 19044, USA. 800-873-7637, www.htk.com. Registered Investment Advisor, Member FINRA/SIPC. 161 Washington Street, Suite 700, Conshohocken, PA 19428 & (610) 771-1020. Empowered Financial Services, 1847 Financial, and other listed entities are not affiliated with HTK. Joanna Craney is insurance and securities licensed in her resident state of PA, as well as AZ, DE, NJ, & VA. Carolyn Humphrey is insurance licensed in her resident state of: DE, as well as CA, FL, GA, MD, NH, NJ, NY, NC, OR, PA, TN, VA, WA, WI. She is securities licensed in: CA, DE, FL, MD, NH, NJ, NY, NC, OR, PA, TN, WA. CA License #: 0H81803 This is not an offer or solicitation in any state where not properly licensed or registered.

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